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Business Commercial Loans

Business/Commercial Loans and Lines of Credit

Buy equipment, a facility or acquire another company. As a premier community business bank founded by business people, we understand your needs and offer specialized financial products and resources to help you meet your goals.

Heritage Reward Line of Credit
Get funding for short-term needs or have money in reserve for a future purchase opportunity. Our Heritage Reward line of credit offers a $25,000 to $350,000 line of credit to give you buying power.
Formula Revolving Lines of Credit
Access funds as your debt is paid down.
Seasonal Working Capital Lines of Credit
Secure working capital for your seasonal business. We offer lines of credit greater than $250,000.
Equipment Loans and Term Financing
Finance new equipment, permanent working capital, tenant improvements, plant expansion, corporate acquisition, or refinance a debt.
Letters of Credit
Get a payment guarantee for your business transactions with a Heritage Bank commercial letter of credit or standby letter of credit. Our experienced staff can expedite the documentation process and negotiations for a quick turnaround.
Owner Occupied Commercial Real Estate Loans
Finance the acquisition of commercial real estate to house your business.


For more information, please contact our commercial lending experts at 408-947-6900.