Checking Accounts
Choose from a wide variety of personal checking solutions.

 

 Limited CheckingPersonal CheckingPremium CheckingSenior Premium Checking
Best for: Individuals who write only 10 checks or less a month.

Individuals looking for a basic checking plan. Individuals who want an interest-bearing checking account. Individuals 55 years or older.
Minimum opening balance: $100 $500 $500 $500
Monthly service charges: $8 $12

Waived with minimum balance of $1,500.

Waived with average daily available balance of $2,500 or combined average available daily balances of $3,000 with accounts under the same ownership.

$20
Waived with minimum balance of $5,000.

Waived with average daily available balance of $10,000 or combined average available daily balances of $15,000 with accounts under the same ownership.
None
Online access: yes check yes check yes check yes check
Phone access: yes check yes check yes check yes check
Features: Unlimited use of Heritage Bank ATMs at no charge.

Heritage Direct VISA® Bonus Check Card is available.
Transfer money between Heritage accounts through telephone banking at no charge.

Unlimited use of Heritage Bank ATMs at no charge.

Heritage Direct VISA® Bonus Check Card is available.
Pays interest, compounded daily and paid monthly.

Unlimited check writing.

Unlimited use of Heritage Bank ATMs at no charge.

Access to premium services, two free orders of standard checks each year, and a 50 % discount on a small safe deposit box. (Safe deposit contents are not FDIC insured.)

Heritage Direct VISA® Bonus Check Card is available.
Pays interest, compounded daily and paid monthly.

Unlimited check writing.

Unlimited use of Heritage Bank ATMs at no charge.

No monthly service charge.

Access to premium services, two free orders of standard checks each year, and a 50 % discount on a small safe deposit box. (Safe deposit contents are not FDIC insured.)

Heritage Direct VISA® Bonus Check Card is available.


Chart Key

Details
Rates and fees are subject to change.
Debit Cards
We offer a variety of cards, including our VISA® Rewards check card. To check your Heritage Direct check card rewards activity, please visit www.uchooserewards.com. For lost or stolen cards, please contact 1-800-554-8969. Available 24 hours a day.