Savings Accounts
Choose from a variety of interest-bearing savings and investment options designed for all businesses.

 

 Business SavingsBusiness Money MarketBusiness Venture Money MarketCertificate of Deposit
CD Options
Certificate of Deposit, 1 year Add-on
CD Options
Best for: Businesses with a Heritage checking account that want to earn interest and separate special-purpose funds. Businesses with a Heritage checking account that want a higher interest rate than savings and more liquidity than a CD. Businesses with a Heritage checking account that want a higher interest rate than savings, more liquidity than a CD and want to access account by check up to 3 times per month.

Businesses that want to earn a higher interest rate and can put a specific amount of money aside for a set period of time at a locked in interest rate. Businesses that want to earn higher interest rates with the flexibility to make deposits and partial withdrawals.
Minimum opening balance: $100 $2,500 $500,000 $2,500 $2,500
Monthly service charges: $5

Waived with minimum daily balance of $1,000.
$15
Waived with minimum daily balance of $2,500.

Waived with average daily available balance of $5,000.

$25

Waived with minimum daily balance of $25,000.

Waived with average daily available balance of $50,000 or above.

None None
Online access: yes check yes check yes check yes check yes check
Phone access: yes check yes check yes check no check no check
Features:       Various terms available.

Rate is locked in for entire term.

Change term or dollar amount at maturity (or within 10 day grace period)
Make additional deposits anytime during the term.

Make up to two partial withdrawals during the term.

Rate is locked in for entire term.

Chart Key
Details
Rates and fees are subject to change.

Perfect the art of earning a high interest rate. We offer you two mediums: our Business Money Market and Business Venture Money Market accounts. You'll get a highly competitive rate, compounded daily and paid monthly, plus the flexibility to access your money when needed. Funds can be withdrawn over the counter, through the ATM or by check, telephone transfer or online banking.

Business Money Market
Take advantage of this business solution with only a minimum opening balance of $2,500.
Business Venture Money Market
A minimum opening balance of $500,000 is required with this solution. With higher balances, your earnings will accelerate.

 

Certificate of Deposit (CD) Options


Earn a higher interest rate on your money than with a traditional savings account. If you don't need ready access to your cash, our certificates of deposit are your solution. Terms range from one month to five years. Annual percentage yields vary based on amount of deposit and term. Choose the term that best fits your needs and lock in a rate.

Terms: Jumbo CD (Business only)
14-30 days
31-364 days 1 year and over 1 year add-on Premium
18-month Add-on
Jumbo
31-364 days
 
Jumbo
1 year and over
 
Minimum to Open: $100,000 $2,500 $2,500 $2,500 $50,000
($25,000 of which must be new funds to Heritage Bank)
$100,000 $100,000